*{
    margin:0;
    padding:0;
    box-sizing:border-box;
}

body{
    font-family:'Inter',sans-serif;
    background:#edf2f7;
    color:#1e293b;
    overflow-x:hidden;
}

/* WRAPPER */

.portal-wrapper{
    min-height:100vh;

    display:flex;
    align-items:center;
    justify-content:center;

    padding:18px;
}

/* CONTAINER */

.portal-container{
    width:100%;
    max-width:1320px;

    background:white;

    border-radius:22px;

    overflow:hidden;

    box-shadow:
        0 20px 50px rgba(2,6,23,0.10);
}

/* ROW */

.portal-container .row{
    min-height:760px;
}

/* LEFT PANEL */

.left-panel{
    position:relative;

    background:
        linear-gradient(
            rgba(0,20,60,0.45),
            rgba(0,20,60,0.55)
        ),
        url('../images/bg.png');

    background-position:center;
    background-size:cover;
    background-repeat:no-repeat;

    display:flex;
    align-items:center;
    justify-content:center;

    overflow:hidden;
}

/* OVERLAY */

.overlay{
    position:absolute;
    inset:0;

    background:
        linear-gradient(
            180deg,
            rgba(0,22,65,0.78),
            rgba(0,45,110,0.82)
        );

    backdrop-filter:blur(1px);
}

/* LEFT CONTENT */

.left-content{
    position:relative;
    z-index:2;

    width:100%;
    max-width:420px;

    padding:34px;

    color:white;

    text-shadow:
        0 4px 20px rgba(0,0,0,0.25);
}

/* LOGO */

.portal-logo{
    width:145px;
    margin-bottom:24px;
}

/* TITLES */

.left-content h1{
    font-size:2rem;
    font-weight:700;
    line-height:1.1;
    margin-bottom:12px;
}

.left-content h3{
    font-size:1rem;
    font-weight:500;
    line-height:1.5;
    margin-bottom:16px;
}

.left-content p{
    font-size:.86rem;
    line-height:1.7;
    opacity:.92;
}

/* STEPS */

.steps{
    margin-top:32px;
}

.step{
    display:flex;
    align-items:center;

    gap:12px;

    padding:14px 16px;

    border-radius:14px;

    background:
        rgba(255,255,255,0.08);

    margin-bottom:12px;

    transition:.3s ease;
}

.step.active{
    background:white;
    color:#003f88;
}

.step-icon{
    width:38px;
    height:38px;

    border-radius:12px;

    background:rgba(255,255,255,0.15);

    display:flex;
    align-items:center;
    justify-content:center;

    font-size:.82rem;
    font-weight:700;

    flex-shrink:0;
}

.step.active .step-icon{
    background:#003f88;
    color:white;
}

.step h5{
    font-size:.84rem;
    margin-bottom:3px;
    font-weight:700;
}

.step small{
    font-size:.72rem;
    opacity:.82;
}

/* RIGHT PANEL */

.right-panel{
    background:
        linear-gradient(
            180deg,
            #ffffff,
            #f8fbff
        );

    padding:24px;

    display:flex;
    flex-direction:column;
    justify-content:center;
}

/* FORM CARD */

.form-card{
    background:white;

    border:1px solid #e2e8f0;

    border-radius:20px;

    padding:22px;

    box-shadow:
        0 4px 12px rgba(15,23,42,0.04);
}

/* TITLE */

.portal-title h2{
    font-size:1.45rem;
    font-weight:700;
    color:#0f172a;
    margin-bottom:6px;
}

.portal-title p{
    color:#64748b;
    font-size:.84rem;
}

/* DESCRIPTION */

.portal-description{
    margin-top:14px;

    text-align:center;

    font-size:.84rem;

    line-height:1.7;

    color:#64748b;

    max-width:500px;

    margin-left:auto;
    margin-right:auto;
}

/* PAYMENT WRAPPER */

.payment-card-wrapper{
    margin-top:20px;

    display:grid;

    grid-template-columns:2fr 1fr;

    gap:14px;
}

/* INFO CARD */

.info-card{
    background:white;

    border:1px solid #e2e8f0;

    border-radius:18px;

    padding:18px;

    display:flex;
    align-items:flex-start;

    gap:16px;

    box-shadow:
        0 4px 12px rgba(15,23,42,0.04);
}

/* CARD ICON */

.card-icon{
    width:54px;
    height:54px;

    border-radius:15px;

    background:#edf4ff;

    display:flex;
    align-items:center;
    justify-content:center;

    color:#003f88;

    font-size:1.1rem;

    flex-shrink:0;
}

/* PAYMENT DETAILS */

.info-card h5{
    font-size:.82rem;

    font-weight:600;

    color:#003f88;

    margin-bottom:6px;
}

.info-card h3{
    font-size:1.7rem;

    font-weight:700;

    margin-bottom:10px;

    color:#0f172a;
}

.payment-details p{
    margin-bottom:4px;

    font-size:.8rem;

    color:#475569;
}

/* WELCOME */

.payment-welcome{
    margin-top:18px;

    padding-top:16px;

    border-top:1px solid #e2e8f0;

    font-size:.76rem;

    line-height:1.7;

    color:#64748b;

    text-align:justify;
}

/* PAYMENT STATUS */

.payment-status-card{
    background:white;

    border:1px solid #e2e8f0;

    border-radius:18px;

    padding:18px;

    text-align:center;

    display:flex;
    flex-direction:column;
    justify-content:center;

    box-shadow:
        0 4px 12px rgba(15,23,42,0.04);
}

/* STATUS ICON */

.status-icon{
    width:54px;
    height:54px;

    border-radius:16px;

    background:#fff7ed;

    color:#f59e0b;

    display:flex;
    align-items:center;
    justify-content:center;

    margin:auto auto 14px;

    font-size:1.1rem;
}

/* VERIFIED */

.verified-btn{
    background:#16a34a !important;
}

/* STATUS */

.payment-status-card h4{
    font-size:1rem;
    font-weight:700;

    margin-bottom:8px;
}

.payment-status-card p{
    font-size:.8rem;
    color:#64748b;

    line-height:1.6;

    margin-bottom:18px;
}

/* BUTTON */

.confirm-btn{
    height:48px;

    border:none;

    border-radius:12px;

    background:
        linear-gradient(
            135deg,
            #003f88,
            #001f5c
        );

    color:white;

    font-size:.82rem;
    font-weight:600;
}

/* CONTINUE NOTE */

.continue-note{
    display:none;

    margin-top:14px;

    padding:12px 14px;

    background:#eff6ff;

    border:1px solid #bfdbfe;

    border-radius:12px;

    color:#1d4ed8;

    font-size:.78rem;

    line-height:1.6;

    text-align:center;
}

/* GUIDELINES */

.guidelines{
    margin-top:22px;
}

.guidelines h4{
    font-size:.88rem;
    font-weight:700;
    margin-bottom:14px;
}

.guideline-grid{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:12px;
}

.guideline-item{
    display:flex;
    align-items:flex-start;

    gap:8px;

    padding:10px 12px;

    border:1px solid #e2e8f0;

    border-radius:12px;

    background:white;
}

.guideline-item i{
    color:#22c55e;
    margin-top:2px;
    font-size:.82rem;
}

.guideline-item span{
    font-size:.78rem;
    line-height:1.5;
    color:#475569;
}

/* BENEFITS */

.benefits{
    margin-top:22px;
}

.benefits h4{
    font-size:.88rem;
    font-weight:700;
    margin-bottom:14px;
}

.benefit-grid{
    display:grid;

    grid-template-columns:repeat(4,1fr);

    gap:12px;
}

.benefit-item{
    text-align:center;
}

.benefit-item i{
    width:42px;
    height:42px;

    border-radius:12px;

    background:#edf4ff;

    color:#003f88;

    display:flex;
    align-items:center;
    justify-content:center;

    margin:auto auto 8px;

    font-size:.85rem;
}

.benefit-item span{
    display:block;

    font-size:.72rem;

    color:#475569;

    line-height:1.4;
}

/* TOP HEADER */

.top-header{
    display:flex;
    align-items:center;
    justify-content:space-between;

    margin-bottom:22px;

    gap:20px;

    flex-wrap:wrap;
}

.top-header h2{
    font-size:1.4rem;
    font-weight:700;
    color:#0f172a;
    margin-bottom:4px;
}

.top-header p{
    color:#64748b;
    font-size:.84rem;
}

/* PROGRESS */

.progress-box{
    background:#edf4ff;

    border:1px solid #bfdbfe;

    padding:12px 18px;

    border-radius:14px;

    text-align:center;
}

.progress-box span{
    display:block;

    font-size:.72rem;

    color:#64748b;

    margin-bottom:4px;
}

.progress-box h4{
    margin:0;

    font-size:1.25rem;

    color:#003f88;

    font-weight:700;
}

/* FORM STEP */

.form-step{
    display:none;

    animation:
    fadeSlide .35s ease;
}

.active-step{
    display:block;
}

/* SECTION */

.section-title{
    font-size:.92rem;
    font-weight:700;

    color:#0f172a;

    margin-bottom:18px;
}

/* LABEL */

label{
    font-size:.82rem;
    font-weight:600;

    margin-bottom:8px;

    color:#334155;
}

/* FORM */

.form-control,
.form-select{
    height:46px;

    border-radius:12px;

    border:1px solid #dbe4f0;

    background:white;

    padding-left:15px;

    font-size:.84rem;
}

textarea.form-control{
    height:auto;
    padding-top:12px;
}

.form-control:focus,
.form-select:focus{
    border-color:#003f88;

    box-shadow:
        0 0 0 3px rgba(0,63,136,0.08);
}

/* UPLOAD */

.upload-card{
    border:1.5px dashed #cdd9ea;

    border-radius:16px;

    padding:18px;

    text-align:center;

    background:#fcfdff;

    transition:.3s ease;

    height:100%;
}

.upload-card:hover{
    border-color:#003f88;
}

.upload-card i{
    width:48px;
    height:48px;

    border-radius:14px;

    background:#edf4ff;

    color:#003f88;

    display:flex;
    align-items:center;
    justify-content:center;

    margin:auto auto 14px;

    font-size:1rem;
}

.upload-card h5{
    font-size:.84rem;
    font-weight:700;

    margin-bottom:10px;
}

/* BUTTONS */

.form-buttons{
    display:flex;
    justify-content:space-between;
    align-items:center;

    margin-top:24px;

    gap:12px;
}

.form-buttons .btn{
    height:48px;

    padding:0 22px;

    border-radius:12px;

    font-size:.84rem;
    font-weight:600;
}

.btn-light{
    background:#edf2f7;
    border:none;
}

.next-btn{
    background:
        linear-gradient(
            135deg,
            #003f88,
            #001f5c
        );

    border:none;

    color:white;
}

/* ANIMATION */

@keyframes fadeSlide{

    from{
        opacity:0;
        transform:
        translateY(10px);
    }

    to{
        opacity:1;
        transform:
        translateY(0);
    }

}

/* RESPONSIVE */

@media(max-width:991px){

    .portal-container .row{
        min-height:auto;
    }

    .left-panel{
        min-height:420px;
    }

    .right-panel{
        padding:20px;
    }

    .payment-card-wrapper{
        grid-template-columns:1fr;
    }

}

@media(max-width:768px){

    .portal-wrapper{
        padding:10px;
    }

    .left-content{
        padding:26px 18px;
    }

    .left-content h1{
        font-size:1.8rem;
    }

    .form-card{
        padding:20px;
    }

    .guideline-grid{
        grid-template-columns:1fr;
    }

    .benefit-grid{
        grid-template-columns:repeat(2,1fr);
    }

    .form-buttons{
        flex-direction:column;
    }

    .form-buttons .btn{
        width:100%;
    }

}
/* =========================
   ONBOARDING SECTION
========================= */

.onboarding-section{
    margin-bottom: 30px;
}

.onboarding-top{
    background: linear-gradient(135deg,#0d47a1,#1565c0);
    padding: 45px;
    border-radius: 25px;
    color: #fff;
    margin-bottom: 25px;
    position: relative;
    overflow: hidden;
}

.badge-title{
    display: inline-block;
    background: rgba(255,255,255,0.15);
    padding: 8px 18px;
    border-radius: 50px;
    font-size: 13px;
    margin-bottom: 20px;
    backdrop-filter: blur(10px);
}

.onboarding-top h1{
    font-size: 38px;
    font-weight: 700;
    margin-bottom: 10px;
}

.onboarding-top h3{
    font-size: 24px;
    margin-bottom: 20px;
    font-weight: 500;
}

.intro-text{
    font-size: 15px;
    line-height: 1.8;
    max-width: 700px;
    opacity: 0.95;
}

.feature-badges{
    display: flex;
    gap: 15px;
    flex-wrap: wrap;
    margin-top: 30px;
}

.feature-item{
    background: rgba(255,255,255,0.12);
    padding: 12px 18px;
    border-radius: 12px;
    font-size: 14px;
    backdrop-filter: blur(8px);
}

.feature-item i{
    margin-right: 8px;
}

.payment-card{
    background: #fff;
    padding: 30px;
    border-radius: 22px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.06);
    margin-bottom: 25px;
}

.payment-header{
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 25px;
    flex-wrap: wrap;
    gap: 15px;
}

.payment-header h2{
    color: #0d47a1;
    font-size: 40px;
    font-weight: 700;
}

.pending-badge{
    background: #fff3cd;
    color: #856404;
    padding: 10px 18px;
    border-radius: 50px;
    font-size: 14px;
    font-weight: 600;
}

.bank-details{
    border-top: 1px solid #eee;
    border-bottom: 1px solid #eee;
    padding: 20px 0;
}

.detail-row{
    display: flex;
    justify-content: space-between;
    margin-bottom: 15px;
    font-size: 15px;
}

.payment-note{
    margin-top: 20px;
    line-height: 1.8;
    color: #555;
}

.payment-btn{
    background: #0d47a1;
    color: #fff;
    border: none;
    padding: 14px 25px;
    border-radius: 12px;
    margin-top: 20px;
    font-weight: 600;
}

.payment-btn:hover{
    background: #08306b;
    color: #fff;
}

.info-grid{
    display: grid;
    grid-template-columns: repeat(2,1fr);
    gap: 20px;
}

.info-card{
    background: #fff;
    padding: 25px;
    border-radius: 20px;
    box-shadow: 0 8px 25px rgba(0,0,0,0.05);
}

.info-card h5{
    margin-bottom: 18px;
    color: #0d47a1;
    font-weight: 700;
}

.info-card ul{
    padding-left: 18px;
}

.info-card li{
    margin-bottom: 12px;
    line-height: 1.7;
    color: #555;
}

.portal-footer{
    text-align: center;
    margin-top: 30px;
    font-size: 14px;
    color: #777;
}

/* MOBILE */

@media(max-width:768px){

    .onboarding-top{
        padding: 30px 22px;
    }

    .onboarding-top h1{
        font-size: 28px;
    }

    .onboarding-top h3{
        font-size: 20px;
    }

    .info-grid{
        grid-template-columns: 1fr;
    }

    .payment-header{
        flex-direction: column;
        align-items: flex-start;
    }

    .detail-row{
        flex-direction: column;
        gap: 5px;
    }

}
/* LEARN BUTTON */

.learn-btn{
    border:1px solid #cbd5e1;

    background:white;

    color:#0f172a;
}
.back-home-btn{

    min-width:190px;
    height:56px;

    padding:0 24px;

    border-radius:16px;

    background:
        linear-gradient(
            135deg,
            #ffffff,
            #f8fbff
        );

    border:1px solid #d9e4f2;

    color:#0f172a;

    text-decoration:none;

    font-size:.95rem;
    font-weight:600;

    display:inline-flex;
    align-items:center;
    justify-content:center;

    gap:12px;

    transition:.3s ease;

    box-shadow:
        0 8px 20px rgba(15,23,42,0.06);

    position:relative;

    overflow:hidden;

}

/* SOFT TOP LIGHT */

.back-home-btn::before{

    content:'';

    position:absolute;

    top:0;
    left:0;
    right:0;

    height:1px;

    background:
        rgba(255,255,255,0.9);

}

/* HOVER */

.back-home-btn:hover{

    transform:translateY(-2px);

    border-color:#b9cff0;

    color:#003f88;

    box-shadow:
        0 12px 28px rgba(0,63,136,0.10);

}

/* ICON */

.back-home-btn i{

    width:30px;
    height:30px;

    border-radius:10px;

    background:#edf4ff;

    color:#003f88;

    display:flex;
    align-items:center;
    justify-content:center;

    font-size:.8rem;

    transition:.3s ease;

}

/* ICON HOVER */

.back-home-btn:hover i{

    background:#003f88;

    color:white;

}